Final claim payout calculation composing eligibility, deductibles, and depreciation (Meridian Auto Claims Policy §5-6, §8-11).

Per-claim deductible lookup by policy tier and coverage type (Meridian Auto Claims Policy §5).

Vehicle age-based depreciation schedule for total-loss valuation (Meridian Auto Claims Policy §6).

Claim eligibility: coverage inclusion, waiting periods, reporting deadline, and exclusions (Meridian Auto Claims Policy §2-4).

Premium discount by consecutive claim-free years (Meridian Auto Claims Policy §7). Standalone lookup unrelated to the claim payout chain.